Need help with Employee Benefits? Talk to us.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Health, life, dental and more. We'll compare plans from top carriers and walk you through your options, in-person or virtual.
We'll compare Medicare Advantage, Supplement and Part D plans against your doctors and prescriptions. Open Enrollment runs Oct 15 – Dec 7.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Health, life, dental and more. We'll compare plans from top carriers and walk you through your options, in-person or virtual.
We'll compare Medicare Advantage, Supplement and Part D plans against your doctors and prescriptions. Open Enrollment runs Oct 15 – Dec 7.
Dental & Vision Insurance
Dental and eye care bills add up fast, and most health plans and Original Medicare leave them out. We’ll find a plan that covers the care you actually need, at a price that makes sense.
Covering yourself or your family?
Cleanings, fillings and the bigger work, with plans for every budget and kids’ coverage built in.
On Medicare or retiring soon?
Original Medicare doesn’t cover routine dental. Many plans accept new members up to age 84.
Need glasses or contacts?
A yearly eye exam plus money toward frames, lenses or contacts, from as little as a few dollars a month.
For Seniors
Original Medicare doesn’t pay for cleanings, fillings, extractions, dentures or implants. And the need for crowns, root canals and dentures tends to grow with age, right when work coverage ends.
Retiring soon? Line up a plan before your work coverage ends. Coverage without a gap can shorten or skip waiting periods on some plans.
How Dental Plans Pay
Most plans pay by type of care. Waiting periods and the yearly maximum are where people get surprised, so we walk you through both.
Cleanings, exams and X-rays, usually with no deductible.
Fillings and simple extractions, after a small deductible.
Crowns, root canals, bridges and dentures, often after a waiting period.
The most the plan pays per year. Many plans fall between $1,000 and $2,000.
Free Calculator
Enter the care you expect this year and see what you’d pay with and without a plan.
Prices are typical. Change them to match your dentist.
Based on a typical plan: 100% preventive, 80% basic and 50% major care after a $50 deductible, with a $1,500 yearly maximum. Major care may have a waiting period on a new plan. Vision assumes a $10 exam copay, a $150 frame allowance and a $10 monthly premium.
Get real quotes →Vision Insurance
Most health plans don’t pay for glasses or contacts, and Original Medicare generally doesn’t either. A vision plan covers your yearly eye exam and gives you money toward new eyewear.
Good to Know
Need work done soon?
Many plans make you wait 6 to 12 months for major care like crowns. Some skip the wait if you had coverage before, so buy before you need it.
Thinking about implants?
Some plans cover implants, some cover them only partly and some not at all. We’ll find the ones that do.
Like your dentist?
A PPO lets you see any dentist and pays more in network. A dental HMO costs less but uses a set network.
Losing work coverage?
If you’re retiring or changing jobs, start a new plan before the old one ends. A gap can restart waiting periods.
Is the yearly maximum enough?
If you need several crowns or dentures, a plan with a higher yearly maximum can pay for itself.
Covering the kids?
Family plans cover children’s cleanings, sealants and fillings, and some include orthodontics.
Top Carriers
Delta Dental, Ameritas, Guardian, Principal, Lincoln, Sun Life, EyeMed and VSP, compared side by side so you see the real differences.
Looking for additional protection?
Tell us about your dentist, your eye doctor and the care you expect. We’ll compare plans and show you which one actually saves you money. In-person or virtual.
The calculator is an estimate using a typical plan design. Coverage levels, waiting periods, yearly maximums, age limits and prices vary by carrier and plan. Security First Benefits Corporation is a licensed insurance agency, and this is a solicitation of insurance.
Security First Benefits Corporation
2357 Stonebridge Dr.
Flint, MI 48532
Security First Benefits Corporation is a licensed insurance agency authorized to market Medicare plans. This is a solicitation for insurance, and a licensed agent may contact you after you request a quote. Benefit information is a brief summary, not a full description of benefits; contact the plan for details. Limitations, copayments and restrictions may apply. Security First Benefits Corporation is not connected with or endorsed by the U.S. government or the federal Medicare program.
Interested in an account? Contact us.