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2357 Stonebridge Dr. Flint, MI 48532

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Dental & Vision Plans Michigan

For Seniors

On Medicare? Your teeth aren't covered.

Original Medicare doesn’t pay for cleanings, fillings, extractions, dentures or implants. And the need for crowns, root canals and dentures tends to grow with age, right when work coverage ends.

Retiring soon? Line up a plan before your work coverage ends. Coverage without a gap can shorten or skip waiting periods on some plans.

How Dental Plans Pay

What a typical plan covers

Most plans pay by type of care. Waiting periods and the yearly maximum are where people get surprised, so we walk you through both.

100%

Preventive care

Cleanings, exams and X-rays, usually with no deductible.

80%

Basic care

Fillings and simple extractions, after a small deductible.

50%

Major care

Crowns, root canals, bridges and dentures, often after a waiting period.

$1,000+

Yearly maximum

The most the plan pays per year. Many plans fall between $1,000 and $2,000.

Free Calculator

Is dental insurance worth it for you?

Enter the care you expect this year and see what you’d pay with and without a plan.

Care you expect this year
ServicePrice eachHow many
Cleaning and exam
$
X-rays
$
Filling
$
Simple extraction
$
Root canal
$
Crown
$
Dentures (full set)
$

Prices are typical. Change them to match your dentist.

Your year, side by side
Without coverage$0
Plan pays$0
Your share of the bills$0
Premiums for the year$0
With coverage$0

Based on a typical plan: 100% preventive, 80% basic and 50% major care after a $50 deductible, with a $1,500 yearly maximum. Major care may have a waiting period on a new plan. Vision assumes a $10 exam copay, a $150 frame allowance and a $10 monthly premium.

Get real quotes →

Vision Insurance

Clear vision for a few dollars a month

Most health plans don’t pay for glasses or contacts, and Original Medicare generally doesn’t either. A vision plan covers your yearly eye exam and gives you money toward new eyewear.

What a vision plan usually includes

Good to Know

What people ask us about dental and vision

Need work done soon?

Watch the waiting periods

Many plans make you wait 6 to 12 months for major care like crowns. Some skip the wait if you had coverage before, so buy before you need it.

Thinking about implants?

Not every plan covers them

Some plans cover implants, some cover them only partly and some not at all. We’ll find the ones that do.

Like your dentist?

PPO or DHMO

A PPO lets you see any dentist and pays more in network. A dental HMO costs less but uses a set network.

Losing work coverage?

Avoid a gap

If you’re retiring or changing jobs, start a new plan before the old one ends. A gap can restart waiting periods.

Is the yearly maximum enough?

Plan for big years

If you need several crowns or dentures, a plan with a higher yearly maximum can pay for itself.

Covering the kids?

Family plans are simple

Family plans cover children’s cleanings, sealants and fillings, and some include orthodontics.

Top Carriers

Plans from names you know

Delta Dental, Ameritas, Guardian, Principal, Lincoln, Sun Life, EyeMed and VSP, compared side by side so you see the real differences.

Looking for additional protection?

Other Supplemental Plans

From critical illness coverage to short-term or travel health insurance, supplemental plans can help address needs that traditional health insurance may not cover. Explore your options for added protection.

Keep your smile and your budget healthy.

Tell us about your dentist, your eye doctor and the care you expect. We’ll compare plans and show you which one actually saves you money. In-person or virtual.

Sources

The calculator is an estimate using a typical plan design. Coverage levels, waiting periods, yearly maximums, age limits and prices vary by carrier and plan. Security First Benefits Corporation is a licensed insurance agency, and this is a solicitation of insurance.

Our Office

Security First Benefits Corporation

2357 Stonebridge Dr.
Flint, MI 48532

Have a question? We're here to help.

“Send us a note about your coverage, your employees or your options, and a licensed advisor will get back to you.
We do not offer every plan available in your area. Currently we represent [#] organizations which offer [#] products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
GENERAL DISCLAIMER:

 
Security First Benefits Corporation is a licensed insurance agency authorized to market Medicare plans. This is a solicitation for insurance, and a licensed agent may contact you after you request a quote. Benefit information is a brief summary, not a full description of benefits; contact the plan for details. Limitations, copayments and restrictions may apply. Security First Benefits Corporation is not connected with or endorsed by the U.S. government or the federal Medicare program.

Interested in an account? Contact us.