For a customized quote
call (810) 230-1266

Security First Benefits Corporation
G-3526 Miller Rd
Suite B
Flint, MI 48507

Serving Employers and Individuals throughout Michigan since 1990                         Call Us Today (810) 230-1266

Medicare Insurance Plans

Get the Most from Your Medicare Insurance

The Medicare Agents at Security First Benefits Corporation are dedicated to staying on top of new plan options and regulations as they emerge in the fast-changing Medicare system.

As an experienced independent agency licensed to sell Medicare Insurance we offer:

  • FREE SUPPORT, EDUCATION AND GUIDANCE from a specialized agent who has insight into today’s Medicare market and is trained to assess and understand your needs.
  • Unbiased approach and access to products from many top carriers to help find you the plan that covers all or most of your healthcare costs at the lowest premium possible.
Click the toggles below to learn more about Medicare Insurance Plans.

Medicare Advantage Plans

Medicare Advantage Plans are offered by private carriers and replace your original Medicare Parts A and B, as they are rolled into one plan.  You can select between an HMO or PPO, and most plans may cover more of your healthcare costs and have additional benefits, such as prescription drug coverage. Some may have dental or vision benefits. Premiums vary based on coverage, carrier and geographical location.

 

Ultimately, the best Medicare Advantage Plan is one that is purchased from a quality carrier, has no or a low premium and leaves you with the least or no out of pocket expenses.

Medicare Supplements

Medicare Supplement Insurance policies complement your Original Medicare Parts A and B. They cover some, if not all, of the expenses that Part A and B do not cover, like co-pays, deductibles and other charges.

 

There are many different types of Medicare Supplement policies available, however they are regulated so the benefits for these various policies (known as Plan A through N), are all the same regardless of the carrier. However, premiums can vary greatly among carriers.

 

Ultimately, the best Supplement Plan is one that is purchased from a quality carrier, has a low premium and leaves you with the least or no out of pocket expenses.

Medicare Part D (Prescription Drug Coverage)

Prescription drug coverage offered by private carriers contract with Medicare. Because premiums vary greatly, you should carefully weigh your prescription costs against all variables of these plans. Selecting the wrong plan can wind up costing you thousands.  Some Medicare Advantage plans may offer prescription coverage as well.

 

Please note that you should sign up for Part D (even if you do not have prescriptions) when you first turn 65, as waiting may result in a costly monthly penalty added to your premium.

More About Medicare & Eligibility

To sign up for original Medicare Parts A & B, along with Part D, most people will have an Initial Enrollment Period which is a 7 month period around the time they turn age 65. This period begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.

Once your Initial Enrollment Period is over, if you wish to change or purchase Advantage or Part D Plans, you must act during the open enrollment period.

 

NOTICE: Once you are eligible for Medicare, do not wait to enroll in a Medicare Part D Plan or you could end up paying a penalty every month.

Open Enrollment
Oct 15th through Dec 7th

Miss the Deadline? Click for Special Enrollment

To purchase an Advantage Plan or a Part D Plan outside of the open enrollment period, you will need a qualifying event to be eligible.

Listed below are the qualifying events:

  • You are turning 65
  • You move to a new area that is not in your current plan’s service area
  • Recently moved back to the US
  • You lose your current coverage (either Group or Medicaid)
  • You now need a SNP (Special Needs Plan) or you no longer need a SNP

Contact Us
For a Customized Quote

(810) 230-1266

MEDICARE DISCLAIMER:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

 

Other Important Disclaimers:  Security First Benefits Corporation is a licensed health insurance agent authorized to market Medicare Insurance Plans. This is a solicitation for insurance.  Please note a sales agent may call as a result of your inquiry for a quote.  The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Please note you have no guarantee issue.

 

Security First Benefits Corporation is not part of the Federal Medicare System.